The Retirement Savings Distribution Calculator allows you to figure out how much to save for your retirement and how much to withdraw if you want to make your savings last.

• Enter ballpark values by clicking on and dragging the diamond-shaped sliders left or right. Enter exact numbers by clicking on the number in the box on the right and type your number (no commas).
• Solve for different variables by clicking on a label name. A red check mark appears on the label of the variable for which you are solving. You cannot change red-checked values.
• The results of your calculations show in the box at the bottom of the calculator.

Retirement Savings

This is the nest egg you have accumulated. Click this button to see how much you need in savings to meet your other goals.

Years in Retirement

This is the number of years you plan to be in retirement. Click this button to see how many years in retirement you have covered based on the other variables.

Return (After Tax)

This is the average after-tax returns you estimate your nest egg will yield. Click this button to see how much return you need to meet your other goals.

Annual Withdrawal

This is how much money you will take out of savings annually during retirement. Click on this button to see how much money you really can withdraw based on the other variables.

Inflation

Enter your estimate for annual inflation during your retirement years.

Results

The results box content changes, depending on which variable has the red check mark on it.